[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.skoop.cz\/jaka-rizika-skryva-nebankovni-hypoteka-bez-registru\/#Article","mainEntityOfPage":"https:\/\/www.skoop.cz\/jaka-rizika-skryva-nebankovni-hypoteka-bez-registru\/","headline":"Jak\u00e1 rizika skr\u00fdv\u00e1 nebankovn\u00ed hypot\u00e9ka bez registru?","name":"Jak\u00e1 rizika skr\u00fdv\u00e1 nebankovn\u00ed hypot\u00e9ka bez registru?","description":"Nen\u00ed pochyb o tom, \u017ee jednou z v\u011bc\u00ed, po kter\u00fdch p\u0159edev\u0161\u00edm mlad\u00ed lid\u00e9 tou\u017e\u00ed, je m\u00edt vlastn\u00ed bydlen\u00ed. D\u016fm \u010di byt, kde nemus\u00ed platit za to, \u017ee jej mohou ob\u00fdvat, a kde nemus\u00ed m\u00edt strach, \u017ee jim n\u00e1jemce odm\u00edtne prodlou\u017eit smlouvu. Av\u0161ak je tu tak\u00e9 fakt, \u017ee ceny nemovitost\u00ed nejsou","datePublished":"2020-08-15","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.skoop.cz\/author\/#Person","name":"","url":"https:\/\/www.skoop.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7ca2d940d0ae3b24fc759c0201b34a0f70fe6611e5abefd5978e89211a09cdfd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7ca2d940d0ae3b24fc759c0201b34a0f70fe6611e5abefd5978e89211a09cdfd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"skoop.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.skoop.cz\/wp-content\/uploads\/hypoteka2_10_10_1.jpg","url":"https:\/\/www.skoop.cz\/wp-content\/uploads\/hypoteka2_10_10_1.jpg","height":0,"width":0},"url":"https:\/\/www.skoop.cz\/jaka-rizika-skryva-nebankovni-hypoteka-bez-registru\/","about":["Domov"],"wordCount":442,"articleBody":"       Nen\u00ed pochyb o tom, \u017ee jednou z v\u011bc\u00ed, po kter\u00fdch p\u0159edev\u0161\u00edm mlad\u00ed lid\u00e9 tou\u017e\u00ed, je m\u00edt vlastn\u00ed bydlen\u00ed. D\u016fm \u010di byt, kde nemus\u00ed platit za to, \u017ee jej mohou ob\u00fdvat, a kde nemus\u00ed m\u00edt strach, \u017ee jim n\u00e1jemce odm\u00edtne prodlou\u017eit smlouvu.Av\u0161ak je tu tak\u00e9 fakt, \u017ee ceny nemovitost\u00ed nejsou zrovna nejmen\u0161\u00ed. B\u011b\u017en\u00fd \u010dlov\u011bk, zvl\u00e1\u0161t\u011b t\u011bsn\u011b po \u0161kole, kter\u00fd teprve nastoupil do pr\u00e1ce, nem\u00e1 \u0161anci takov\u00fd obnos zaplatit. Jen\u017ee co d\u011blat, pokud se v nab\u00eddce objev\u00ed perfektn\u00ed d\u016fm \u010di byt?V tomto p\u0159\u00edpad\u011b je mo\u017en\u00e9 vz\u00edt si hypot\u00e9ku, tedy \u00fa\u010delovou p\u016fj\u010dku, ur\u010denou ke koupi \u010di rekonstrukci konkr\u00e9tn\u00ed, p\u0159edem dan\u00e9 nemovitosti. Je sice fakt, \u017ee d\u00edky \u00farok\u016fm a nejr\u016fzn\u011bj\u0161\u00edm poplatk\u016fm zaplat\u00edme nakonec podstatn\u011b v\u00edce, ne\u017e jsme si p\u016fj\u010dili, ale pen\u00edze budeme m\u00edt hned a nemus\u00edme se b\u00e1t, \u017ee n\u00e1m onu nemovitost n\u011bkdo prod\u00e1.Faktem je, \u017ee na trhu existuje pom\u011brn\u011b velk\u00e9 mno\u017estv\u00ed druh\u016f hypot\u00e9ky. Z\u00e1le\u017e\u00ed tedy jen na n\u00e1s, kter\u00fd si zvol\u00edme. Jedn\u00edm z dlouhodob\u011b popul\u00e1rn\u00edch je pak nebankovn\u00ed hypot\u00e9ka bez registru. Ta je, jak ji\u017e n\u00e1zev napov\u00edd\u00e1, poskytov\u00e1na pouze nebankovn\u00edmi spole\u010dnostmi.Jej\u00ed zvl\u00e1\u0161tnost\u00ed je to, \u017ee zde \u017eadatel nen\u00ed prov\u011b\u0159ov\u00e1n v seznamu dlu\u017en\u00edk\u016f. Zde jsou zaps\u00e1ni lid\u00e9, kte\u0159\u00ed maj\u00ed \u010di m\u011bli n\u011bjak\u00fd dluh, nap\u0159\u00edklad nesplacenou p\u016fj\u010dku, \u010di jsou pozd\u011b s platbou za energie \u010di internet. Bohu\u017eel je zde v\u011bt\u0161ina dosp\u011bl\u00e9 populace na\u0161\u00ed republiky, i kdy\u017e je fakt, \u017ee mnoz\u00ed se tam nedostali vlastn\u00ed vinou.Av\u0161ak je tento typ hypot\u00e9ky skute\u010dn\u011b vhodn\u00fd? Nejedn\u00e1 se o n\u011bjak\u00fd trik na z\u00e1kazn\u00edky? Jak\u00e1 rizika zde jsou a na co je t\u0159eba si d\u00e1t pozor?P\u0159edev\u0161\u00edm je nutn\u00e9 zpozorn\u011bt, pokud skute\u010dn\u011b n\u011bjak\u00fd dluh v sou\u010dasn\u00e9 dob\u011b spl\u00e1c\u00edte. Mus\u00edte si toti\u017e sami spo\u010d\u00edtat, zda budete m\u00edt po zaplacen\u00ed v\u0161eho dostatek pen\u011bz na to, abyste mohli spl\u00e1cet i tuto hypot\u00e9ku. A to nejen kdy\u017e jde v\u0161e dob\u0159e, ale i v p\u0159\u00edpad\u011b mimo\u0159\u00e1dn\u00fdch v\u00fddaj\u016f \u010di nap\u0159\u00edklad o V\u00e1noc\u00edch.Nakonec z\u00e1le\u017e\u00ed jen na v\u00e1s. Pokud si v\u0161ak v\u0161e dob\u0159e promysl\u00edte a \u0159\u00e1dn\u011b p\u0159ed podpisem p\u0159e\u010dtete smlouvu, pak nen\u00ed \u010deho se b\u00e1t.                                                                                                                                                                                                                                                                                                                                                                                          4.6\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak\u00e1 rizika skr\u00fdv\u00e1 nebankovn\u00ed hypot\u00e9ka bez registru?","item":"https:\/\/www.skoop.cz\/jaka-rizika-skryva-nebankovni-hypoteka-bez-registru\/#breadcrumbitem"}]}]