[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.skoop.cz\/dokazeme-usetrit-penize\/#Article","mainEntityOfPage":"https:\/\/www.skoop.cz\/dokazeme-usetrit-penize\/","headline":"Dok\u00e1\u017eeme u\u0161et\u0159it pen\u00edze?","name":"Dok\u00e1\u017eeme u\u0161et\u0159it pen\u00edze?","description":"Sly\u0161\u00edm n\u00e1zor lid\u00ed, kte\u0159\u00ed \u0159\u00edkaj\u00ed, \u017ee se p\u0159ece d\u00e1 \u0161et\u0159it v\u017edy a z\u00e1le\u017e\u00ed jen na \u010dlov\u011bku, jestli m\u00e1 v\u016fli, tedy si dok\u00e1\u017ee odkl\u00e1dat pen\u00edze. T\u011bmto lidem bych cht\u011bl rovnou oponovat jednou v\u011bc\u00ed. Ne ka\u017ed\u00fd vyd\u011bl\u00e1v\u00e1 tolik pen\u011bz, aby si mohl pen\u00edze spo\u0159it, ka\u017ed\u00fd nem\u00e1 voln\u00e9 finan\u010dn\u00ed prost\u0159edky. Nap\u0159\u00edklad takov\u00e1 rodina","datePublished":"2023-05-19","dateModified":"2023-05-19","author":{"@type":"Person","@id":"https:\/\/www.skoop.cz\/author\/#Person","name":"","url":"https:\/\/www.skoop.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/7ca2d940d0ae3b24fc759c0201b34a0f70fe6611e5abefd5978e89211a09cdfd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7ca2d940d0ae3b24fc759c0201b34a0f70fe6611e5abefd5978e89211a09cdfd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"skoop.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.skoop.cz\/wp-content\/uploads\/img_a330682_w2689_t1543156321.jpg","url":"https:\/\/www.skoop.cz\/wp-content\/uploads\/img_a330682_w2689_t1543156321.jpg","height":0,"width":0},"url":"https:\/\/www.skoop.cz\/dokazeme-usetrit-penize\/","wordCount":470,"articleBody":"Sly\u0161\u00edm n\u00e1zor lid\u00ed, kte\u0159\u00ed \u0159\u00edkaj\u00ed, \u017ee se p\u0159ece d\u00e1 \u0161et\u0159it v\u017edy a z\u00e1le\u017e\u00ed jen na \u010dlov\u011bku, jestli m\u00e1 v\u016fli, tedy si dok\u00e1\u017ee odkl\u00e1dat pen\u00edze. T\u011bmto lidem bych cht\u011bl rovnou oponovat jednou v\u011bc\u00ed. Ne ka\u017ed\u00fd vyd\u011bl\u00e1v\u00e1 tolik pen\u011bz, aby si mohl pen\u00edze spo\u0159it, ka\u017ed\u00fd nem\u00e1 voln\u00e9 finan\u010dn\u00ed prost\u0159edky. Nap\u0159\u00edklad takov\u00e1 rodina s d\u011btmi, kde \u017eena je na mate\u0159sk\u00e9 dovolen\u00e9 a mu\u017e tolik nevyd\u011bl\u00e1v\u00e1. Samoz\u0159ejm\u011b m\u016f\u017ee vyd\u011bl\u00e1vat dost, ale mus\u00ed platit v\u011bci d\u011btem, n\u00e1jem (ten je v dne\u0161n\u00ed dob\u011b opravdu drah\u00fd), p\u0159\u00edpadn\u011b hypot\u00e9ku a najednou se zjist\u00ed, \u017ee pen\u00edze u\u017e ani nesta\u010d\u00ed. Jsou lid\u00e9, kte\u0159\u00ed maj\u00ed zdravotn\u00ed probl\u00e9my a nemaj\u00ed mo\u017enost si pen\u00edze spo\u0159it, zkr\u00e1tka to, co dostanou do st\u00e1tu opravdu nepokryje ani z\u00e1kladn\u00ed pot\u0159eby. Takov\u00ed lid\u00e9 se \u010dasto uchyluj\u00ed k r\u016fzn\u00fdm p\u016fj\u010dk\u00e1m a kon\u010d\u00ed v exekuci.\t\tSouhlas\u00edm s n\u00e1zorem, \u017ee pokud \u010dlov\u011bk m\u00e1 pen\u00edze, m\u011bl by si je spo\u0159it. Z vlastn\u00ed zku\u0161enosti mohu \u0159\u00edci, \u017ee mi takov\u00fd finan\u010dn\u00ed pol\u0161t\u00e1\u0159 u\u017e n\u011bkolikr\u00e1t pomohl. Pokud m\u00e1 \u010dlov\u011bk dostatek financ\u00ed, ur\u010dit\u011b je dobr\u00e9 se vzd\u00e1t n\u011bkter\u00fdch po\u017eitk\u016f, aby se odkl\u00e1dalo alespo\u0148 n\u011bkolik korun. Osobn\u011b si mysl\u00edm, \u017ee i 500 K\u010d sta\u010d\u00ed. Po\u0159\u00e1d je to n\u011bjak\u00e1 \u010d\u00e1stka. Zde u\u017e je to opravdu na lidech, jestli jsou ochotni si spo\u0159it. Mysl\u00edm si, \u017ee si uspo\u0159it pen\u00edze dok\u00e1\u017eeme a \u010dasto je to pouze na na\u0161\u00ed v\u016fli. Pokud chce \u010dlov\u011bk pouze utr\u00e1cet, tak samoz\u0159ejm\u011b m\u016f\u017ee. Mus\u00edte zde po\u010d\u00edtat se situac\u00ed, kdy se n\u011bco stane a budete muset vyu\u017e\u00edt p\u016fj\u010dek a kreditn\u00edch karet. Jsou situace, kdy to zkr\u00e1tka jinak nejde, s\u00e1m to moc dob\u0159e v\u00edm. Proto\u017ee pokud si nem\u016f\u017eete spo\u0159it, dostanete se do zdravotn\u00edch komplikac\u00ed, tak bohu\u017eel se k p\u016fj\u010dk\u00e1m velice rychle lze dostat.\t\u00a0\tKolik spo\u0159it?\tDle m\u00e9ho n\u00e1zoru si mysl\u00edm, \u017ee je dobr\u00e9 spo\u0159it alespo\u0148 500 K\u010d za m\u011bs\u00edc. Ide\u00e1ln\u00ed je odkl\u00e1dat si alespo\u0148 1000 K\u010d a v\u00edce za m\u011bs\u00edc. Pokud m\u00e1te mo\u017enost si odkl\u00e1dat v\u011bt\u0161\u00ed \u010d\u00e1stku pen\u011bz, rozhodn\u011b se tomu nebra\u0148te. Nastanou situace, kdy se pen\u00edze budou hodit. Nikomu nep\u0159eji nic \u0161patn\u00e9ho, ale bohu\u017eel takov\u00e9 situace se d\u011bj\u00ed, ani\u017e by s nimi \u010dlov\u011bk po\u010d\u00edtal. Sna\u017ete se pen\u00edze spo\u0159it, je to mo\u017en\u00e9, jen to chce discipl\u00ednu.                                                                                                                                                                                                                                                                                                                                                                                        3.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dok\u00e1\u017eeme u\u0161et\u0159it pen\u00edze?","item":"https:\/\/www.skoop.cz\/dokazeme-usetrit-penize\/#breadcrumbitem"}]}]